Types of Lån

Lån means Loan. There are different types of Lån. The two most popular ones are Unsecured loans also known as Lån uden sikkerhed and Mortgage loan also known as Boliglån. Let us check out the difference between the two.
A secured loan is a loan in which the borrower pledges some asset ( tangible goods) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The secured debt also know as Mortgage loan (Boliglån) is thus secured against the collateral. In case the borrower defaults, the creditor takes possession of the asset used as collateral and can sell it to recover the amount of debt due from the borrower. Another type of loan is secured loan, in this there's no automatic link to any tangible property. In case of unsecured loan the creditor cannot take any of your possession to pay off your loan if you default. Allthough it is possible for an unsecured loan lender to get what's called a 'court charging order' on your home (which could lead to repossession) if you can't repay, this is much more difficult and less likely for it to do.So these are the two main types of Lån.

Punjab and Haryana HC judge questiuoned by CBI

A special team of the Central Bureau of Investigation (CBI) has questioned one of the two women judges of the Punjab and Haryana High Court whose names figured in the cash-for-judges scam here last month.

The CBI officials questioned Justice Nirmaljit Kaur at her residence in Sector 11, CBI sources confirmed Tuesday. Kaur was the first judge at whose residence a packet containing Rs 1.5 million in cash was delivered by the assistant of Haryana’s former additional advocate general Sanjeev Bansal Aug 13.

Cheap Amsterdam Youth Hostels

If you are seeking to stay in Amsterdam in a cheap budget, then you should stay in youth hostels. These hostels provide all facilities you will need without breaking your bank. Amsterdam also offers a few more affordable youth hostels. We can find cheapest kind of youth accommodation in Amsterdam. Youth hostels in Amsterdam provide housing where a number of persons share the same room and bathroom. Most of the youth hostels feature a common eating room, common internet access and other facilities. Youth hostels are a good accommodation for students on a limited budget and very perfect place to meet the new travelers. Flying Pig Palace hostel in Amsterdam is located I quite right to the Vondelpark.It is popular for this relaxed and friendly atmosphere. Bob's youth hostel is really a few walk from the central station offers all affordable facilities of a hostel like hot showers, sheets provided, eating, no curfew and a big room where you can smoke and drink. International budget hostel Amsterdam is a backpacker's, student and youth's hostel. It is few walk from the leidseplein and it has four person dorm styles. AAE Amsterdam youth hostel is mid price range hostel. This hostel lies directly across the Dappermarket, clean, cool hostel, just a short walk from central station. Here, traveler of all ages can enjoy stay in a limited budget. Flying Pig youth hostels Amsterdam are known for their relaxed and quite atmosphere, friendly staffs or self service kitchen. This hostel is equipped with all facilities such as free breakfast, luggage room, internet access, showers, lockers etc. Flying Pig youth hostel have three hostels for youths, these are Downtown, Uptown and Flying Pig Beach hostel. These hostels offer cheap accommodation for all travelers.

Youth hostels in Amsterdam are perfect place to meet people, to explore and to exchange experiences. Amsterdam plays an important role with regard to youth hostels in 1932, as it has a membership of International Youth Hostel Foundation. There are quite number of youth hostels in Amsterdam for students and youths to provide pleasant accommodation.

Cheap Amsterdam Youth Hostels
The Avingo youth hostel is beautifully decorated and located in the centre of Amsterdam . Travelers from all over the world come here and enjoy the stay. Their staff is friendly and Multilanguage which can give answer of all questions. The Beagle House Boat hostel is surrounded by historical buildings and museums. Hostel's rooms are with free internet access, coffee or tea making or all types of tourist information. Hostel Slotania is comfortable and affordable hostel with double or triple rooms having bath, shower, and TV and telephone service at low prices. One of the unique youth hostel of Amsterdam is Sphinx hostel surrounded by shopping areas, flower market and entertainment centers. Rooms are decorated with romantic Old Dutch Style. Shelter city Christian hostel offers bed, breakfast, hot showers, and lockers for youths at lowest prices. Tourist will get night sleep at affordable price. This hostel has a big café where you get anything according to your need. It is situated near historical Nieuwmarkt area make easy to explore Amsterdam . Cheap hostels in Amsterdam provide ample opportunities for fun and entertainment. Cheap Amsterdam Youth Hostels remains full with tourists in all seasons In Youth hostels rooms, bathrooms and showers are shared by two or more persons. Every year Amsterdam is visited by thousands of travelers and adventures brings a huge amount of tourist dollars to the city. Infect, Hostels in Amsterdam doing good business by providing inexpensive stay to backpackers and people who want to see one of the world's greatest cities in tight budget. While you are staying in youth hostel in Amsterdam , you can take benefit by meeting other people who are also traveling. Cheap Amsterdam Youth Hostels are the clean accommodations with all living facilities. A trip to Amsterdam is not out of your price range since youth hostels have made it possible for people who would not have the money for Amsterdam travel.

Punjab's chess industry exports its products

Played by kings, emperors and potentates, chess is called the "royal game" and Amritsar in Punjab has upheld that royalty by manufacturing the finest quality of chessmen. The industry established some four decades back, by a group of craftsmen now exports its products to several European countries.

Presently some 50 such manufacturing units in Amritsar are into the business of making world-class chessmen, catering to the world some 100 to 150 designs of wood and board.

The chessmen are made mostly of rosewood, ebony, sheesham, bone and sandalwood. For the Amritsar chess industry, with a turnover of over two million US dollars, there is no problem with the exports, the only problem lies with the middlemen.

Cancer spreading out in Punjab Village, Unkalia

Residents of a once flourishing village, Unkalia, in Punjab have appealed for help as an unusually high incidence of cancer has left over 25 dead in two years.

Twenty villagers are still battling the deadly disease, which has afflicted more men than women in Unkalia, around 25 kilometres from Mansa district, a village of about 5,000 people. Locals say there is a pattern to the deaths and suspect contaminated water as the main cause of the disease.

Despite the high mortality rate, the village lacks facilities for treatment of cancer at the local health centre. Villages have also threatened to resort to agitation if immediate action is not taken

Plans to uplift Punjab Tourism

Punjab Tourism Development Corporation (PTDC) has charted a roadmap with special emphasis on medical and heritage tourism and is encouraging participation from the private sector.

The government also has elaborate plans to spruce up Patiala through the Heritage Festival to be hosted in February 2006. The idea behind these plans is to uplift the status of tourism in the Punjab.

Punjab Government plan is to make Patiala a national tourists calendar and make the place a part of the international tourist itinerary. A light and sound show has been proposed for Patiala that is likely to come up in the next six months.

These efforts need to be co-ordinated with health and medical institutions, tour and travel operators, hotels and government agencies who are responsible for the upkeep of major tourist places in the state.

Fauji Mela in Amritsar on Army Day

In an attempt to encourage civilians to join the defence service, the Panther Division of the Army is organising a two-day Fauji Mela (Army Fair) in Amritsar.

The fair which kicked-off on Saturday, has been organised on the occasion of the Army Day. January 15 is celebrated every year as Army Day since 1948 when Lieutenant General K. M. Cariappa became the first Indian Commander- in- Chief (C-IN-C).

President APJ Abdul Kalam, Prime Minister Manmohan Singh and Defence Minister Pranab Mukherjee have extended their best wishes to all members of the Army, to ex-servicemen and to their families.

20% Potato crop damaged in Punjab due to frosty weather

About 20 per cent of the potato crop in Punjab was damaged due to frosty weather conditions in Punjab, Chief Minister Amarinder Singh said today.

Talking to reporters in Chandigarh, he said about 75,000 hectares of agricultural land in the state were under potato cultivation of which 20 per cent was damaged.

If the weather will not be under control in the coming few days, then more damages could be faced.

Live Grenades found in Golden Temple

A large cache of live hand-grenades was found in the Golden Temple complex on Tuesday when Kar-Sewaks were digging the ground here.

Numbering 114, the grenades, mostly live, were unearthed near the Nanak Niwas building which falls under the Shiromani Gurudwara Prabandhak Committee complex.

The police have cordoned off the area and were investigating whether these grenades were remnants of the 1984 Operation Bluestar or of current origin.

The 1984 Operation Bluestar was launched against Jarnail Singh Bhindranwale, a preacher turned separatist who ran his terrorist campaign from the confines of the Golden Temple, the holiest shrine of the Sikhs, in Amritsar.

Khalsa Heritage Complex at Anandpur Sahib

April 1999 marked the Tercentenary year of the Birth of the Khalsa. To commemoratethis event, the Government of Punjab envisioned the Khalsa Heritage Complex at Anandpur Sahib as an inspiring tribute to the heroic and poignant saga of the Sikhs and the Punjab.

The Complex is built on 100-acre site. It houses functions that respond directly to the needs of the people — changing exhibit galleries; a two-level research and reference library centred around a great reading room open to vistas of water gardens to house rare archival materials, books, journals as well as audio visual resources; and a 400-seat auditorium to host seminars and cultural events.